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thewh00sel  United States. Apr 18 2012 14:49. Posts 2734 | | |
Well, I sort of came to a compromise with Mrs. wh00sel on the one-car situation. She wanted a second car, but agreed to have two affordable cars instead of two expensive ones. So I saw the opportunity to replace her SUV with an economical 5-speed that fits more than enough cargo for our family.
Phase One
Enter: 2009 Honda Fit
Price: 13,000 (14.5 after taxes/registration)
The problem was that she didn't know how to drive a manual. This car, though is probably the easiest manual I've ever driven. First gear may as well be "D" on an auto, because you have to try pretty hard or be on a pretty steep hill to risk a stall-out, even for a noob. After about an hour of total practice, spread across a few days I'd say she is proficient enough to commute with it, although she still wants more practice before committing to using it as her daily driver. I presume that in a week's time she will be driving it daily without issue.
For you car enthusiasts out there, it's actually pretty fun at the limit too. Although the 2009 isn't as raw as the 2008 and earlier models, on-ramps can still be a pleasurable experience in this econobox.
Phase Two
Ditch the SUV
Self-explanatory, but if I can get it done in the next month before another payment is due on it this will just be a delayed-trade-in for the Fit with no out-of-pocket expenses, and actually a small short-term profit since the SUV is worth more than we owe. Another benefit is that if the car sells before I have to register the new one (30 days) then I get the remaining prorated value of the registration of the SUV to go toward the new registration.
Phase Three
????
Phase Four
Profit!
If we get a second car as planned before the summer then it will probably be some 3-4k beater that gets the job done in emergencies and we can throw down cash for, although I would still rather just have one vehicle, we'll see what happens. As far as actual profit gained by switching to the Fit for our primary vehicle, we will save whatever the difference is in profit from the Santa Fe's sale, plus about 30% (conservative estimate) in gas. Given that we spend about $400 in gas per month, that amounts to $1440 in yearly savings from the switch, not to mention a more reliable car with lower cost of ownership. I also recently got a credit card that gives 5% back on gas so that should make me 150-200 per year in free money.
Next up:...pay down student loans before interest starts in about a year. Next write-up will be about how much we owe on those (I really don't know bc Mrs. Wh00sel handles those, I would guess around 40k *puke* when all is said and done) and if it's worth it to start firing money at it now, or build the roll, so I'll break that shit down soon. I know you're excited, but don't break your F5 key off waiting!
-wh00sel
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| A government is the most dangerous threat to man’s rights: it holds a legal monopoly on the use of physical force against legally disarmed victims. - Ayn Rand | |
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dUUd_ Estonia. Apr 18 2012 15:48. Posts 1840 | | |
One question - is it manual as with 3 pedals/shift or semi-automatic with 2 pedals ?
when she learns to drive it, it's much more fun! |
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| redsnuff: bets all in with bad preflop hand and tell me to learn poker redsnuff: senceless | Last edit: 18/04/2012 15:49 |
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Ket United Kingdom. Apr 18 2012 15:59. Posts 8665 | | |
reading these types of blogs is getting really boring, start playing much higher than 5/10 and buy some mclarens already |
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thewh00sel United States. Apr 18 2012 16:05. Posts 2734 | | |
| | On April 18 2012 14:59 Ket wrote:
reading these types of blogs is getting really boring, start playing much higher than 5/10 and buy some mclarens already |
Next blog is the big reveal where we all find out that I'm secretly isildur |
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| A government is the most dangerous threat to man’s rights: it holds a legal monopoly on the use of physical force against legally disarmed victims. - Ayn Rand | |
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bigredhoss Cook Islands. Apr 18 2012 16:31. Posts 8648 | | |
these blogs kind of remind me of maynard always saying he's busto when he wasn't really busto |
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NewbSaibot United States. Apr 18 2012 19:12. Posts 4944 | | |
Make sure you get invoice pricing for the car and only pay that. The dealer stills gets kickbacks from the manufacturer just for moving cars off the lot, so there's still profit in it for them despite selling you the car "at cost". |
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GoTuNk Chile. Apr 18 2012 22:30. Posts 2860 | | |
economic cars are so ugly T_T |
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thumbz555 United States. Apr 19 2012 02:09. Posts 3281 | | |
Do you still have your GT-R? Some dude parks one at the coffee shop on weekends, just fuckin gorgeous and I think of u every time I see it |
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qwerty67890 New Zealand. Apr 19 2012 03:41. Posts 14026 | | |
why did you buy a GT-R when you had $40k of student debt |
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thewh00sel United States. Apr 19 2012 10:36. Posts 2734 | | |
| | On April 19 2012 01:09 thumbz555 wrote:
Do you still have your GT-R? Some dude parks one at the coffee shop on weekends, just fuckin gorgeous and I think of u every time I see it |
No I sold it after I realized I was being a Dum-Dum
| | On April 19 2012 02:41 byrnesam wrote:
why did you buy a GT-R when you had $40k of student debt |
See above. ME DUM DUM. |
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| A government is the most dangerous threat to man’s rights: it holds a legal monopoly on the use of physical force against legally disarmed victims. - Ayn Rand | |
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jchysk United States. Apr 19 2012 14:18. Posts 435 | | |
By my count this is your 11th vehicle. |
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milkman United States. Apr 19 2012 14:59. Posts 5719 | | |
what year and make SUV do u have? And how much is it worth? |
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| Its hard to make a easy buck legally, its impossible to make a easy buck morally. | |
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thewh00sel United States. Apr 19 2012 15:27. Posts 2734 | | |
| | On April 19 2012 13:59 milkman wrote:
what year and make SUV do u have? And how much is it worth? |
07 hyundai santa fe, KBB trade in is 16xxx, so prob 17 private sale.
| | On April 19 2012 13:18 jchysk wrote:
By my count this is your 11th vehicle. |
14th!
Virginia:
'93 jag
'00 civic
'98 tacoma
'05 scion tC
'03 evo8
'04 Nissan murano
'9x Corolla wagon
Vegas:
'09 Mini Cooper
'06 Lexus is350
Rally car/Van combo
'10 GT-R
'05 RX-8
own these two now:
'07 Hyundai Santa Fe
'09 Honda Fit
Yeah I'm an indecisive fish. Prob like 50k in wasted cash from depreciation of collective vehicles. 5 of them weren't paid for by me though if that counts for anything...lol |
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| A government is the most dangerous threat to man’s rights: it holds a legal monopoly on the use of physical force against legally disarmed victims. - Ayn Rand | |
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How much will you be paying in insurance for the Fit + beater vs what you pay for the Santa Fe? |
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jchysk United States. Apr 20 2012 13:19. Posts 435 | | |
Don't remember the civic or murano and just forgot about the rally car because I never saw it. |
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uiCk Canada. Apr 21 2012 13:33. Posts 3521 | | |
I drive Honda fit, and its great car. As long as its not automatic OBV |
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| I wish one of your guys had children if I could kick them in the fucking head or stomp on their testicles so you can feel my pain because thats the pain I have waking up everyday -- Mike Tyson | |
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